Last reviewed August 28, 2026

DCA Calculator: Formula, Scenarios & Interpretation

Estimate shares accumulated and average cost from recurring contributions across a sequence of entered average prices.

What the calculation measures

Dollar-cost averaging changes the number of shares bought as price changes. It does not guarantee a profit or a better return than lump-sum investing.

How to interpret the result

Use realistic price sequences or exported data for deeper analysis rather than treating linear price movement as a forecast.

Run scenarios instead of one answer

Change the most uncertain input and compare outcomes. A calculator is most useful when it shows sensitivity, not when one estimate is treated as a guarantee.

Limits and assumptions

Fees, taxes and actual execution prices are not included.

Try the browser tool

Work with your file locally.

Open DCA Calculator