Last reviewed August 28, 2026

Rental Property Calculator: Formula, Scenarios & Interpretation

Model monthly rent, vacancy, expenses, financing and cash invested to estimate rental cash flow and return metrics.

What the calculation measures

This combines operating and financing metrics so you can see why a property can have a reasonable cap rate but weak leveraged cash flow.

How to interpret the result

Run rent, vacancy and repair-cost scenarios rather than relying on the listing projection.

Run scenarios instead of one answer

Change the most uncertain input and compare outcomes. A calculator is most useful when it shows sensitivity, not when one estimate is treated as a guarantee.

Limits and assumptions

Use detailed tax, insurance, capital expenditure and financing data before making an investment decision.

Try the browser tool

Work with your file locally.

Open Rental Property Calculator